This blog is not primarily financially driven. I started in 2011 to build a community and learn from all you smart people.

Please keep in mind that all opinions expressed on this blog are purely my own and just that… an opinion. I share what has worked for me, please take all tips and health info and use at your own discretion. I am not liable or accountable for any actions or results in regards to what you read on this blog… but I still love you tons.

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Also, beginning December 1, 2009, the FTC requires bloggers to provide disclosures whenever there could be hidden interests or unspoken biases related to recommendations.

Per the FTC rules, if I interview someone and they grab the bill for lunch, I would need to specify this. Ditto if I use an Amazon link that gets me 8 cents instead of an Amazon link that gets me 0 cents. If someone gives me a comfy t-shirt with a logo and I wear it in a photo, same deal. Disclaimers all over the place.

This would be tedious for me and a continual eye sore for readers. But rules is rules.

To cover my ass and preserve your reading experience, please assume that, for every recommendation, link, and product I use, the following all hold true:

(Illustrations courtesy of Louis Gray and Jeannine Schafer)

Source of most of this disclaimer page: The Blog of Tim Ferris